Compliance and Anti-Money Laundering(AML)

Build KYC and transaction monitoring system，Applicable legislation and competent authorities should be determined first，Then implement the identification of customers and beneficial owners、risk rating、screening、Alarm investigation、STR judgment、Record、governance、Testing and outsourced controls。

FATF gray list will simultaneously raise cross-border payment review and licensing thresholds，Reshaping AML ahead of time、KYC/KYB and banking structure，In order to reduce the risk of rejection and account liquidation，Evaluate options now。

2026Annual review of Hong Kong AMLO，The risk assessment should be checked against Chapter 615 and the relevant authority’s guidance、CDD、Continuous monitoring、STR、Record、Governance and technical controls；There is no uniform RO or automation solution that applies to all licensed institutions。

2026Financial license supervision will be tightened across the board，Complete KYC first、AML audit and RO configuration，Re-evaluate Hong Kong MSO and US MSB paths，Complete the structure and account opening planning as early as possible，Inquire about compliance programs now。