Payment & Banking

<p>Hong Kong Stored Value Facility License, SVF) is based on Hong Kong<a href="https://www.elegislation.gov.hk/hk/cap584!sc" target="_blank" rel="nofollow noopener">Payment Systems and Stored Value Facilities Ordinance (Chapter 584)</a>，Depend on<a href="https://www.hkma.gov.hk/gb_chi/key-functions/international-financial-centre/stored-value-facilities-and-retail-payment-systems/regulatory-regime-for-stored-value-facilities/" target="_blank" rel="nofollow noopener">Hong Kong Monetary Authority (HKMA)</a>Review and grant operating licenses to qualified institutions，After approval, you can operate e-wallets in Hong Kong in accordance with the law.、prepaid card、Account balance、Payment settlement and fund storage and other services。The applicant organization must meet the minimum capital、Fund guarantee、Anti-Money Laundering (AML)、risk management、Regulatory requirements such as technical safety and ongoing compliance，It is an important access qualification for developing financial technology and payment businesses.。</p> <p>Hong Kong Huitong provides full-process application consulting services for Hong Kong Stored Value Facility License (SVF License)，Includes licensed structure planning、Business model and compliance plan design、Application document preparation、Risk control and AML system construction、Regulatory communication follow-up and follow-up compliance consultation, etc.，Assist clients to efficiently complete the approval process of the Hong Kong Monetary Authority，Steadyly obtained the qualification to operate payment business in Hong Kong。</p>

Japanese Funds Transfer Industry (FTS) License (also known as Japanese Payment License、Capital Movement Industry Registration、or cross-border remittance license) is issued by<a href="https://www.fsa.go.jp/" rel="nofollow">Japan Financial Services Agency (FSA)</a>Manage according to laws。in recent years<a href="https://laws.e-gov.go.jp/law/421AC0000000059" rel="nofollow">"Fund Settlement Law"</a>After many rounds of revisions，Digital wages have been officially lifted，and fully incorporate cross-border collection agency business into the regulatory system。Hong Kong Express provides applying entities with coverage of local corporate establishment、Fund preservation (Safeguarding) structure construction、Full-case legal compliance agency services for executive qualification review and anti-money laundering (AML/CFT) system implementation。

Japan's electronic settlement and other agency industries (API/EPS) and electronic payment means trading industry (EPIESP) are affected by<a href="https://www.fsa.go.jp/index.html">Japan Financial Services Agency (FSA)</a>and the strict regulation of the Banking Law that came into effect in 2018。The core function of this license is to allow non-bank third-party institutions (such as FinTech companies) to，Through API (application programming interface) and other technical means，Securely connect to banking systems，Execute asset inquiries or transfer instructions on behalf of users。Hong Kong Express provides application entities with coverage of local corporate establishment (KK)、Legal isolation of client funds、Full-case legal compliance and implementation agency services for executive fitness (Fit and Proper) review and anti-money laundering (AML/CFT) framework construction。<br /> <br />  

Japanese money lending and consumer credit license (legal name "Loan Gold Industry Registration"，Commonly referred to as MLA license in practice)<a href="https://www.fsa.go.jp/ordinary/kensaku/" rel="nofollow">Japan Financial Services Agency (FSA)</a>and regulated by the local finance bureau in accordance with the "Gold Loan Industry Law"，And accept<a href="https://www.j-fsa.or.jp/" rel="nofollow">Japan Financial Services Association (JFSA)</a>Carry out industry self-discipline management。Approved "loan operators" are legally entitled to provide consumer credit、Corporate finance and secured loan franchises。Unified substantive access standards apply to applications by foreign-invested entities，However, special procedures apply to identity and nationality verification and overseas criminal penetration review.。Hong Kong Express provides applying entities with coverage of Japanese corporate establishment、5000Ten thousand yen net assets compliance capital verification、Daily processing of foreigners’ alternative affidavits and residence status materials、Full-case legal compliance agency services for the implementation of anti-money laundering (AML/CFT) system。

Carrying out any form of money lending business in Hong Kong，must be subject to<a href="https://www.elegislation.gov.hk/hk/cap163?_lang=sc" rel="nofollow">Money Lenders Ordinance (Chapter 163)</a>Regulate and apply for licenses。Ganghuitong provides you with company registration、Local Personnel and Premises Configuration，One-stop licensing compliance services including document preparation and response to police and court review。

Kazakhstan Payment Services License (Legal name under the AFSA system is "Money Service Provider MSP"，Under the onshore NBK system, it is legally called a “payment institution”，In practice, they are often collectively referred to as FSP/PSP licenses) and are strictly subject to Kazakhstan’s dual-track financial regulations.。According to current laws and 2024 Year 7 moon 1 effective on 10 resolution，Industry access is subject to statutory paid-in capital (up to 3 billion tenge or 40 An absolute verification red line has been set up in terms of the substantial performance of duties (Fit and Proper) of core executives.。Hong Kong Express provides applicant entities with statutory assessments covering the dual-track structure、Corporate establishment、Full-case legal agency services for executive qualification review and anti-money laundering (AML/CFT) penetrating verification.。

Mauritius payment licenses are mainly divided by the Bank of Mauritius (BoM) Issuing payment service provider (PSP) license，and by the Financial Services Commission (FSC) Issuing payment intermediary services (PIS) license。This regulatory system is established in 2018 National Payment System Act。in recent years，Relying on a well-established global business company (GBC) Architecture，Mauritius has become a legal clearing hub for multinational entities to deploy in the African and offshore payment markets.。Hong Kong Huitong provides applicants with covered entity registration、Legal capital verification、Substantive local operations (Substance) Construction and anti-money laundering (AML) Full-case legal agency services for review and docking。

Georgia Payment Service Provider (PSP) and Electronic Money Institution (EMI) License (also commonly referred to as Payment Institution License in statutory classification and practice、Payment system provider license or financial company license) is legally regulated by the National Bank of Georgia (NBG)。Authorization to legally conduct digital payment settlements、Fund remittance and electronic money issuance business franchise。The core statutory advantage of this license is the concession tax exemption policy：If a licensed entity is legally granted “virtual regional entity” status，The digital financial services exported overseas are applicable to 0% corporate income tax rate。Hong Kong Huitong provides registration from local entities、Notarization of a complete set of foreign documents，Go to the internal compliance system to build a special legal agency plan that interfaces with regulatory agencies，Ensure the legal implementation of the project。

in the united states，Money services business (MSB) regulation is divided into two levels: federal and state。At the federal level, the Financial Crimes Enforcement Agency (FinCEN) under the U.S. Department of the Treasury is responsible for registration and anti-money laundering supervision.；At the state level, state financial regulators are responsible for issuing Money Transmitter Licenses (Money Transmitter Licenses)., MTL) license。Engage in cryptocurrency and other related businesses，Must first apply for an MSB license at the federal level as a filing，Then apply separately for MTL licenses from each state，Only in order to legally carry out transactions involving legal currency、Financial services such as virtual currency transactions and fund transfers。Hong Kong Huitong provides you with the establishment of local companies in the United States、Full-process legal representation services from federal MSB filing to state MTL license application。

<p>美国财政部下设的<a href="https://www.fincen.gov/" target="_blank" rel="nofollow noopener">金融犯罪执法局（FinCEN）</a>At 1990 Founded in。With the rise of digital assets，FinCEN at 2013 Year 3 moon 18 "Virtual Currency Management" released、Exchange or Usage Guide》，Officially bringing digital asset “managers” and “exchangers” that provide services to Americans into the MSB (money services business) federal regulatory system。The US MSB license is Coinbase、Binance、Standard compliance qualifications for global first-tier digital currency trading institutions such as Huobi，Enjoys high international recognition，and has no margin、No monthly fee、Advantages of placing cards extremely quickly。If it is necessary to further comprehensively carry out legal currency transactions and intra-state remittances in the United States，You also need to apply for an MTL (money transmitter) license from each state。Hong Kong Huitong provides you with the establishment of a US corporation、EIN tax ID application、Full legal agency services from anti-money laundering (AML) system to FinCEN registration and MTL application。</p>